Every transaction, advised end to end

Buying

The right purchase begins long before the first showing. Sam prepares your search around what you can comfortably carry — not just what you can technically qualify for — then negotiates from that position of preparation.

• Tailored property search across California and Florida markets
• Payment and cash-to-close estimates before you tour, not after you fall in love
• Grant and down-payment assistance review for eligible buyers
• Offer strategy and negotiation handled personally by your broker

Selling

Your equity is an asset; listing it deserves the same discipline as any other financial decision. Expect a candid conversation about pricing, timing, and net proceeds — before the sign goes up.

• Pricing strategy grounded in current comparables, not wishful thinking
• Preparation and presentation guidance that moves the sale price, not just the photos
• Marketing across the major portals and broker networks in CA & FL
• Net-proceeds modeling so you know your outcome before you commit

Investing

Investment property is where NEO's dual expertise matters most: the property and its financing decide the return together. Sam runs the numbers with you before you offer.

• Cash-flow and cap-rate analysis on candidate properties
• Multi-family and small-portfolio acquisition strategy
• 1031 exchange coordination — timelines, identification rules, and financing
• DSCR and investor financing designed alongside the purchase

Commercial

For business owners, buying your building can be the best long-term decision you make — and one of the most complex. Sam advises on the property and coordinates the financing, including SBA structures that reduce the down payment for owner-users.

• Owner-user purchases: office, retail, industrial, mixed use
• SBA 504 / 7(a) financing coordination for qualifying businesses
• Investment commercial and 5+ unit multi-family
• Lease-vs-own analysis in plain language